WE ARE FURAHA

We connect people and institutions to inclusive finance, ensuring purpose meets progress for everyone.

The Furaha
Story

Picture a place where technology meets empathy, where your aspirations take center stage. Established in 2023, Furaha stands as a bridge between your ambitions and financial possibilities. We break complex challenges and provide tailored paths to success, keeping your journey at the core of every decision we make with you.

01

Our Mission

Unlocking financial opportunities for the missing middle through community and technology.

02

Our Vision

At Furaha, we believe that when purpose is matched with appropriate financing, growth and development of society is an automatic outcome. We want to build Africa’s leading purpose driven financing platform.

Our Values

SDG4: Quality Education

We're passionate about Quality Education. Our focus on providing education loans to make quality education more accessible supports the Sustainable Development Goal 4 to ensure inclusive and equitable quality education. Imagine a world where there are no barriers to quality of education. That's the future we're building.

Our
Team

Ian Fernandes

co-founder

Ian Fernandes

Ian, co-founder of Furaha, champions financial empowerment across Africa. He brings over 16 years of experience from his time at the Standard Chartered Group, where he led strategic initiatives for Africa and the Middle East. Ian has been instrumental in launching 10 digital banks across Africa and Pakistan and has overseen strategic business sales. His impact goes beyond the financial aspect, as he is dedicated to promoting strong governance and developing frameworks that ensure operational excellence and ethical conduct. His expertise also extends to private equity, where he has identified investment opportunities focused on financial services and empowering consumers. 

Ian embodies the spirit of Furaha, using his expertise and passion to create a brighter future for Africa.

Yustus Aribariho

co-founder

Yustus Aribariho

Yustus, co-founder of Furaha Financial, brings over 20 years of experience in the banking industry. He possesses a wealth of knowledge in product design, technology, branding, and operations, with a particular focus on making finance more accessible and uplifting in Africa. Before joining Furaha, Yustus served as the Global Head of Digital Platforms at Standard Chartered Bank. He played a crucial role in launching Standard Chartered’s digital banks in nine African markets, developing and delivering digital banking solutions across Africa, Asia  and the Middle East. He boasts an impressive track record in areas like Consumer Banking, product development, credit cards, and risk management.

Yustus embodies the spirit of Furaha – making a positive impact with a smile.

Dennis Musinguzi

chief executive officer

Dennis Musinguzi

Dennis, CEO at Furaha Financial brings over 20 Years of experience working at Uganda’s leading mobile money brand before joining Furaha. He boasts an impressive track record in areas like, product development, mobile money, and digital products.

Our
Board

Dan Karuga

non-executive board member

Ian Fernandes

Ian, co-founder of Furaha, champions financial empowerment across Africa. He brings over 16 years of experience from his time at the Standard Chartered Group, where he led strategic initiatives for Africa and the Middle East. Ian has been instrumental in launching 10 digital banks across Africa and Pakistan and has overseen strategic business sales. His impact goes beyond the financial aspect, as he is dedicated to promoting strong governance and developing frameworks that ensure operational excellence and ethical conduct. His expertise also extends to private equity, where he has identified investment opportunities focused on financial services and empowering consumers. 

Ian embodies the spirit of Furaha, using his expertise and passion to create a brighter future for Africa.

Chris Flanagan

non-executive board member

Yustus Aribariho

Yustus, co-founder of Furaha Financial, brings over 20 years of experience in the banking industry. He possesses a wealth of knowledge in product design, technology, branding, and operations, with a particular focus on making finance more accessible and uplifting in Africa. Before joining Furaha, Yustus served as the Global Head of Digital Platforms at Standard Chartered Bank. He played a crucial role in launching Standard Chartered’s digital banks in nine African markets, developing and delivering digital banking solutions across Africa, Asia  and the Middle East. He boasts an impressive track record in areas like Consumer Banking, product development, credit cards, and risk management.

Yustus embodies the spirit of Furaha – making a positive impact with a smile.

Aaditya Bhave

non-executive board member

Dennis Musinguzi

Dennis, CEO at Furaha Financial brings over 20 Years of experience working at Uganda’s leading mobile money brand before joining Furaha. He boasts an impressive track record in areas like, product development, mobile money, and digital products.

Sunil Kaushal

non-executive board member

Dennis Musinguzi

Dennis, CEO at Furaha Financial brings over 20 Years of experience working at Uganda’s leading mobile money brand before joining Furaha. He boasts an impressive track record in areas like, product development, mobile money, and digital products.

Sanjay Rughani

non-executive board member

Dennis Musinguzi

Dennis, CEO at Furaha Financial brings over 20 Years of experience working at Uganda’s leading mobile money brand before joining Furaha. He boasts an impressive track record in areas like, product development, mobile money, and digital products.

Our Partners

We are supported by market leading partners to match purpose with the right financing.

We invite you to experience the joy of finance driven by purpose.

We invite you to experience the joy of finance driven by purpose.